Buy-to-Let Stamp Duty Calculator
Current SDLT bands for additional properties in England & NI, including the 5% surcharge raised October 2024. Full band-by-band breakdown.
| Band | Rate | Taxable in band | SDLT |
|---|---|---|---|
| £0 – £125,000 | 5% | £125,000 | £6,250 |
| £125,000 – £250,000 | 7% | £95,000 | £6,650 |
Current UK BTL stamp duty rates (England & NI)
From 31 October 2024, the Higher Rate for Additional Dwellings (HRAD) surcharge was raised from 3% to 5%. This applies to every BTL purchase, second home, holiday let and limited-company residential property acquisition.
From 1 April 2025, the nil-rate threshold for standard residential purchases reverted to £125,000 (from the temporary £250,000), so BTL purchases of any value are now charged on the full price.
Scotland uses LBTT with an 8% Additional Dwelling Supplement. Wales uses LTT with a 4% higher rate. This calculator covers SDLT only — Portfolio Pilot's full app handles all three jurisdictions.
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