Buy-to-Let ROI Calculator
Cash-on-cash return on the actual capital you put in. Adjusts for stamp duty, refurb, voids and ongoing costs — the number that matters for portfolio scaling.
Why cash-on-cash beats gross yield
Gross yield is a property metric. Cash-on-cash is an investor metric. It tells you how hard your actual capital is working in a specific deal, after every real cost — mortgage payment, voids, management, insurance, maintenance — has been taken into account.
A £220k property at 6.5% gross yield can be a 12% cash-on-cash deal at 75% LTV — or a -2% deal at 60% LTV with a heavy refurb. Same property, totally different investment. Use this calculator to compare deals on the only metric that matters: the after-tax return on the money you actually wire to your solicitor.
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